Have you heard the great news for all those wanting to buy a home, who have not owned a principal residence in the last 3 years? The government is offering an $8000 tax credit program available for those whose annual income does not exceed $75,000 (individuals) or $150,000 (joint return). (The income limits actually phase out at $95,000 and $170,000.)
You may receive the $8000 credit even if you have not paid $8000 in taxes, and the $8000 does not have to be paid back as long as you occupy the home for at least 3 years. (For those who are still not clear on this..... if you were getting a $200 rebate on your taxes, that would jump to an $8,200 rebate. ) In order to qualify, you must purchase the home to be used as your primary residence. Unfortunately, this opportunity is only available from, January 1, 2009 to December 1, 2009. This means that you have to close on the home purchase by December 1, 2009, of this year. It is good to plan on 60 days to close on a home after you have found the home. That means that it would be best to have a contract on a home by October 1, 2009, at the latest! Since we are almost into April, those wanting to take advantage of this program have only about 6 months left to take advantage of this $8000 tax credit!
This information is general in nature, and it is always best to call a tax specialist for details.
If you are a first time home buyer, or have not owned a primary residence in the past 3 years, you may not get another opportunity like this! There are three dyanmic factors working in your favor at this point in time!
1) The interest rates are at all time lows, allowing you significantly lower monthly payments!
2) Bank owned properties are available at great prices!
3) The $8000 tax credit from Uncle Sam is now availble for a few short months!
Don't let this opportunity pass you by! Call me today! I have a "Buyer Information Sheet" that I will use to determine what is important to you in a home, (i.e. number of rooms, area of town, schools, price range, etc.) . Then the search is on! It's easy! It's exciting!
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ATTENTION TENANTS!!! GREAT NEWS!!!!
Many First Time Home Buyers and those who have not owned a home in the last 3 years can take advantage of President Obama's $8000 tax credit ! It's possible that you could receive $8000 in the mail from Uncle Sam and OWN YOUR OWN HOME instead of paying for someone elses property!
Click Here and let us know what you are looking for.Read on and then call Pam at 1888-596-2252.
$8000 Home Buyer Tax Credit !
Call Pam Today! 888-596-2252
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As the Foreclosed Move Out, First-Time Buyers Move In
Taina Goldman, 42, a nurse, with her daughter, Tiffany Munro, 14, visited 200 houses in Miami before finding her new home.
MIAMI — While her friends ran up credit card debt and bought show homes beyond their means, Taina Goldman saved for a down payment. She moved back in with her parents, sharing a room with her young daughter, ate in and worked two jobs.
Maggie Steber for The New York Times
Tiffany Munro and her mother, Taina Goldman, in the dining room of their new home.
“I don’t live dangerously,” said Ms. Goldman, 42, a nurse. “You can’t live on ‘what if.’ ”
Now, she is reaping the rewards. She and her daughter recently moved into a three-bedroom, two-bathroom ranch-style house, with a pool, after putting 20 percent down and persuading the seller to cover most of her closing costs. She paid $187,000 for a house that sold in July 2006 for $370,000.
And there are many more like her. Across Florida and other states with high numbers of foreclosures, severe declines in real estate values are reinvigorating a group of buyers previously priced out: middle-class families with steady jobs, who are often buying a home for the first time.
Figures released last week by the National Association of Realtors show that sales of existing homes across the country rose 5.1 percent in February, with much of the increase concentrated in foreclosed homes bought for less than $300,000. Even with tighter borrowing restrictions, many families used to renting are discovering that they can afford to own.
“They are the most active participants right now because they don’t have the burden of having to sell their old homes,” said James Diffley, a managing director at IHS Global Insight, a research firm. “You have a bunch of young people who were forced to sit on the sidelines because houses were so darn expensive, and now they’re starting to come in.”
Real estate agents in Arizona, Florida, Nevada and other states hit hard by the bust say they began to notice rising interest among first-time buyers a few months ago, as prices dropped by more than a third.
The addition of a tax credit of up to $8,000, part of the federal housing rescue plan passed in February, appears to be sweetening the pot for some of those buyers, while banks eager to unload foreclosed properties have also begun to offer incentives, like money for closing costs.
“A lot of the banks have adjusted their thinking,” said John Ahlbrand, a real estate agent who with his wife, Ruth, owns ReMax Central in Las Vegas. “If they show they have the ability to repay — imagine that — then the bank helps.”
In some areas, several families have pooled enough money to pay cash for homes. There are others, like Ms. Goldman, who saved enough to afford a traditional down payment and mortgage.
But in many cases, agents and loan officers say, first-time buyers are receiving loans insured by the Federal Housing Administration, which allow for lower credit scores and a down payment of only 3.5 percent.
Unlike the subprime mortgages doled out a few years ago to nearly anyone who asked, F.H.A. loans include strict income requirements. Buyers must document two years of employment history with pay stubs and W-2 forms that are verified by the underwriter, and they can typically borrow only around 31 percent of their income, or 43 percent when other debt is included.
Andrea Heuson, a finance professor at the University of Miami, said the tighter restrictions should help ensure that people who buy can afford to pay what they owe — as long as they keep their jobs.
A second risk is that these new buyers will walk away if property values continue to drop.
Jennifer Vaughn’s development in Homestead is one of many where prices seem to fall by the day.
A 26-year-old first-time buyer, Ms. Vaughn closed on a three-bedroom, three-bathroom townhouse in November, paying $87,000 for the foreclosed property with an F.H.A. loan. The price was far below the $261,000 the house sold for in October 2006, but a few weeks ago, a townhouse with the same layout and fancier features sold for $75,000. And a third is about to close for $65,000, said Andy Lopez, a real estate agent at Keyes Company Realtors who found Ms. Vaughn her townhouse. So already, she appears to owe more than her home is worth. Not that she minds.
“I’m going to stay for five or six years at least,” Ms. Vaughn said, “and I’m sure prices will go up somewhat by then.”
She also has one of the recession’s safest job: she works for a collection agency. Ms. Vaughn said she could afford her $1,100 monthly payment, which includes taxes and insurance, and had already settled in.
“It’s like the best feeling,” she said, admiring the arches in her doorways. “I never thought I could own.”
Many other buyers are equally giddy.
Julio Cesar Memeses, 45, a construction worker who is about to close on a three-bedroom home in West Phoenix for $50,000, said he and his family were thrilled to own “a piece of the American dream.” He said they were not worried about making their mortgage payments because the price was so low.
Ms. Goldman, too, said she felt pleased. “It’s like, wow, I accomplished something,” she said.
She said she had visited 200 properties before finding her current home late one night and deciding she had to have it. Sliding open the glass door to the pool on a sunny afternoon, she said: “I love the light. That’s what captured me.”
Her daughter, Tiffany Munro, 14, stood beside her. “I’m, like, this is my house,” Tiffany said, looking skyward, and smiling. “I get to live here.”
The house, a foreclosure in the Kendall neighborhood, needed a little work. Some lights had been removed, and the fence had been painted the colors of a rainbow. Tiffany insisted that the fence be repainted white (“like white picket fences in the old movies,” she said).
Tiffany also asked permission to paint her bedroom wall with a mural of her own design — a drawing with dozens of small hearts.
In all, Ms. Goldman said she spent about $6,000 fixing up the house. Like Ms. Vaughn, Ms. Goldman said she did not worry about declining prices because she had no plans to leave.
Asked if she felt vindicated — rewarded for saving when so many others spent — she said no. “It’s sad that for me to buy a house, the economy had to be like it is,” she said.
Sitting on her couch, overlooking the pool, Ms. Goldman said she feared that the drop in prices would draw back the same investors who created the housing bubble in the first place. Real estate agents said this was already happening, even as the wave of foreclosures and evicted families would most likely continue.
“It’s not worth it in the end,” Ms. Goldman said, adding, “It’s unfortunate that I have to build my happiness on top of tears.”
A version of this article appeared in print on April 3, 2009, on page A1 of the New York Times edition.
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Oakleigh, OAKWOOD, Oakwood, OCALA ACRES, Ocala Acres, OCALA DOWNS, Ocala Downs, OCALA E VILLAS, Ocala E Villas, OCALA ESTATES, Ocala Estates, OCALA FOREST CP, Ocala Forest Cp, OCALA HEIGHTS, Ocala Heights, OCALA HILND, Ocala Hilnd, OCALA HILND EST, Ocala Hilnd Est, OCALA HRS CPX, Ocala Hrs Cpx, OCALA JOCKEY CL, Ocala Jockey Cl, OCALA NTNL FRST, Ocala Ntnl Frst, OCALA OAKS, Ocala Oaks, OCALA PALMS, Ocala Palms, OCALA PARK EST, Ocala Park Est, OCALA RIDGE, Ocala Ridge, OCALA TERRACE, Ocala Terrace, OCALA THRBRED, Ocala Thrbred, OCALA WATERWAY, Ocala Waterway, OCKLAWAHA TERR, Ocklawaha Terr, OLD BUCK, Old Buck, ORANGE AVE SUB, Orange Ave Sub, ORANGE BLSM HLS, Orange Blsm Hls, ORANGE HILL, Orange Hill, ORANGE LAKE SH, Orange Lake Sh, ORANGEWOOD, Orangewood, ORONOQUE, Oronoque, OSCEOLA ESTATES, Osceola Estates, OTTING ACRES, OTTING ACRES, OTTING PINES, Otting Pines, OUT OF COUNTY, Out Of County, PADDOCK OAKS, Paddock Oaks, PADDOCK PARK RN, Paddock Park Rn, PADDOCK VILLAS, Paddock Villas, PALM CAY, Palm Cay, PARADISE ISLAND, Paradise Island, PARK PLACE, Park Place, PARK S REVISED, Park S Revised, PAYNES ENTRP, Paynes Entrp, PDKS OF MLWD, Pdks of Mlwd, PECAN HOMELANDS, Pecan Homelands, PEGRAM LAKE EST, Pegram Lake Est, PEOPLES SHDY AC, Peoples Shdy Ac, PIDGEON PARK, Pidgeon Park, PINE RIDGE EST, Pine Ridge Est, PINE RUN ESTATE, Pine Run Estate, PINEHURST, Pinehurst, PINNACLE PARK, Pinnacle Park, POINCIANA HTS, Poinciana Hts, POINSETTA HTS, Poinsetta Hts, PONDEROSA SUB, Ponderosa Sub, POST HORN EST, Post Horn Est, PRINCE ROSE, Prince Rose, QUAIL CREEK, Quail Creek, QUAIL HOLLOW, Quail Hollow, QUAIL MEADOW, Quail Meadow, RAINBOW ACRES, Rainbow Acres, RAINBOW END, Rainbow End, RAINBOW LAKE ES, Rainbow Lake Es, RAINBOW PARK, Rainbow Park, RAINBOW RVR AC, Rainbow Rvr Ac, RAINBOW SPGS CC, Rainbow Spgs Cc, RAINBOW SPGS FR, Rainbow Spgs Fr, RAINBOW SPGS HT, Rainbow Spgs Ht, RAINBOW SPGS WD, Rainbow Spgs Wd, RAINBOW SPRINGS, Rainbow Springs, RAVEN GLEN, Raven Glen, RAVEN HILL, Raven Hill, REEVES, Reeves, REGAL PARK, Regal Park, RICHMOND HTS, Richmond Hts, RIO VISTA, Rio Vista, RIVENDEL, Rivendel, RIVER RETREATS, River Retreats, ROCK HOLLOW, Rock Hollow, ROLLING ACRES, Rolling Acres, ROLLING HILLS, Rolling Hills, ROLLING RNCH ES, Rolling Rnch Es, ROLLING RNCHETT, Rolling Rnchett, ROMEO, Romeo, ROMEO FARMS, Romeo Farms, ROMEO HILLS, Romeo Hills, ROOSEVELT VLG, Roosevelt Vlg, ROSE SUB, Rose Sub, ROSEWOODS, Rosewoods, SABAL PARK, Sabal Park, SADDLE HILL, Saddle Hill, SADDLEBROOK EQUEST. PK., Saddlebrook Equest. Pk., SADDLEWOOD EST, Saddlewood Est, SALT SPRINGS, Salt Springs, SAND HILL ESTATE, Sand Hill Estate, SANDY PINES, Sandy Pines, SATEKE VILLAGE, Sateke Village, SEVILLA ESTATES, Sevilla Estates, SEYMOUR SUB, Seymour Sub, SHADOW WOOD, Shadow Wood, SHADOW WOOD VLA, Shadow Wood Vla, SHADY GROVE, Shady Grove, SHADY HILLS EST, Shady Hills Est, SHADY ROAD FRMS, Shady Road Frms, SHADY ROAD RNCH, Shady Road Rnch, SHADY WOOD, Shady Wood, SHELTERING PNS, Sheltering Pns, SHERMAN OAKS, Sherman Oaks, SHERWOOD FOREST, Sherwood Forest, SHERWOOD HILLS, Sherwood Hills, SILVER CITY, Silver City, SILVER CREEK, Silver Creek, SILVER DOWNS, Silver Downs, SILVER HAMMOCK PRESERVE, Silver Hammock Preserve, SILVER HILL, Silver Hill, SILVER LAKE AC, Silver Lake Ac, SILVER MEADOWS, Silver Meadows, SILVER PALM EST, Silver Palm Est, SILVER PINES, Silver Pines, SILVERWOOD VLLS, Silverwood Vlls, SIMMONS LAKE, Simmons Lake, SIMONTON FARMS, Simonton Farms, SLEEPY HOLLOW, Sleepy Hollow, SLVR SPGS AC, Slvr Spgs Ac, SLVR SPGS CMPST, Slvr Spgs Cmpst, SLVR SPGS EST, Slvr Spgs Est, SLVR SPGS FRST, Slvr Spgs Frst, SLVR SPGS GRDNS, Slvr Spgs Grdns, SLVR SPGS MANOR, Slvr Spgs Manor, SLVR SPGS PARK, Slvr Spgs Park, SLVR SPGS SH E, SLVR SPGS SH E, SLVR SPGS SH N, Slvr Spgs Sh N, SLVR SPGS SH S, Slvr Spgs Sh S, SLVR SPGS VLG, Slvr Spgs Vlg, SLVR SPGS WDS, Slvr Spgs Wds, SMITH LAKE EST, Smith Lake Est, SMITH LAKE VLG, Smith Lake Vlg, SO LK WEIR SUB, So Lk Weir Sub, SOUTH POINT SUB, South Point Sub, SOUTHWOOD PARK, Southwood Park, SOUTHWOOD SH, Southwood Sh, SPORTSMANS HVN, Sportsmans Hvn, SPRING GROVE, Spring Grove, SPRINGWOOD VLG, Springwood Vlg, SPRUCE CREEK, Spruce Creek, SPRUCE CREEK GC, Spruce Creek Gc, SPRUCE CREEK PR, Spruce Creek Pr, SPRUCE CREEK SO, Spruce Creek So, STONE CREEK, Stone Creek, STONE CREST, Stone Crest, STONEWOOD EST, Stonewood Est, SUGAR HILL, Sugar Hill, SUGAR PLUM, Sugar Plum, SUMMERBROOKE, Summerbrooke, SUMMERFIELD TERR, Summerfield Terr, SUMMERGLEN, Summerglen, SUMMERHILL, Summerhill, SUMMERTON, Summerton, SUMMERTON SOUTH, Summerton South, SUMMIT DOWNS, Summit Downs, SUMMIT III, Summit III, SUN COUNTRY, Sun Country, SUN VALLEY, Sun Valley, SUNBRITE, Sunbrite, SUNRAY ESTATES, Sunray Estates, TANGLEWOODS, Tanglewoods, THE FOUNTAINS, The Fountains, THE HAMMOCK, The Hammock, THE MAGNOLIAS, THE MAGNOLIAS, THE MEADOWS, The Meadows, THE VILLAGE, THE VILLAGE, THE VILLAGE-MC, The Village-Mc, THORNHILL MANOR, Thornhill Manor, THREE LAKE EST, Three Lake Est, TIMBERLANE, Timberlane, TIMBERWALK, Timberwalk, TIMBERWOOD, Timberwood, TIMUCUAN IS, Timucuan Is, TOBACCO PATCH, Tobacco Patch, TONDA LAYA, Tonda Laya, TOWERING OAK, Towering Oak, TRADEWINDS, Tradewinds, TRI LAKES MANOR, Tri Lakes Manor, TROPICANA VLG, Tropicana Vlg, TWIN LAKES RNCT, Twin Lakes Rnct, VAC LAND NONSUB, Vac Land Nonsub, VICTORIA HEIGHT, Victoria Height, VICTORIA STATION, Victoria Station, VILLAGE N, Village N, VILLAGE W, Village W, VININGS, Vinings, VIRMILLION, Virmillion, VLG HDN LKS, Vlg Hdn Lks, VOGT SPRINGS, Vogt Springs, WEDGEWOOD EST, Wedgewood Est, WELLINGTON ST, Wellington St, WEST END, West End, WESTGATE, Westgate, WESTWOOD ACRES N, Westwood Acres N, WESTWOOD ACRES S, Westwood Acres S, WHISPER KNOLL, Whisper Knoll, WHISPERNG OAKS, Whisperng Oaks, WHISPERNG PINES, Whisperng Pines, WHITE OAK VLG, White Oak Vlg, WILLOW BROOK, Willow Brook, WILLOW OAKS, Willow Oaks, WINDEMERE GLEN, Windemere Glen, WINDING WATERS, Winding Waters, WINDSTREAM, Windstream, WINTERWOODS, Winterwoods, WONDERLAND, Wonderland, WOODED ACRES I, Wooded Acres I, WOODFIELDS, Woodfields, WOODHAVEN, Woodhaven, WOODLAND ACRES, Woodland Acres, WOODLAND ESTATE, Woodland Estate, WOODLAND GLEN, Woodland Glen, WOODLAND PARK, Woodland Park, WOODLAND PLACE, Woodland Place, WOODLAND VLG, Woodland Vlg, WOODMAR, Woodmar, WOODS & LAKES, Woods & Lakes, WOODS & MDWS, Woods & Mdws, WOODS & MDWS E, Woods & Mdws E, WYNCHASE TOWNHOMES, Wynchase Townhomes, WYOMINA CREST, Wyomina Crest, WYOMINA PARK, Wyomina Park, YORK HILL, York Hill
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Anthony, Autumn Oaks, Avondale, Bear Track Ranch, Belle Lea Acres, Belle Oaks, Belleair, Belmar Estates, Belmont Oaks, Belvedar, Benedict Farms, Bent Tree, Berkshire Manor, Best Acres, Big Ridge Acres, Bird Island, Bliss Haven, Blue Oaks, Bluefields, Blueridge, Belleview Estates, Belleview Gardens, Belleview Heights, Belleview Highlands, Belleview Hills, Belleview Ranchettes, Belleview Ridge Estates, Breezewood Acre, Bentwood Estates, Briarwood, Bridle Ridge, Bridle Run, Bridle Trail Estates, Brookstone, Buffington, Candler Acres, Candler Estates, Cardinal Hill, Carol Estates, Carriage Hill, Carriage Trail, Castle Hills, Cedar Hills, Central Waterway, Century Oaks, Cherry Wood, Cherrywood, Churchill, Classic Farms, Classic Hills, Clear Lake, Clearwater, Country Club, Country Club Farms, Country Club Village, Country Estates, Country Gardens, Country Meadows, Country Oaks, Country Walk, Countryside, Countryside Farms, Cobblestone, College Park, Coral Heights, Coral Ridge, Crestwood, Crystal Lakes, Cut Above, Dalton Woods, Darby Downs, Deep Woods, Deer Creek, Deer Path, Deer Trail Estates, Deerwood Acres, Derby Downs, Derby Farms, Devonshire, Double Gate, Dove Hill, Druid Hills, Eden Garden, Edgewater, El Dorado, Eleven Oaks, Emerald Point, Equestrian Trail, Equine Estates, Eureka, Evergreen, Fairfax Hills, Fairfield, Fairfield Farms, Fantasy Farm Estates, Feathernest, Finish Line, Fisher Park, Florida Heights, Fore Acres, Fore Oaks Estates, Forest, Forest Acres, Forest Edge, Forest Golden Hills, Forest Green, Forest Hills, Forest Lake, Forest Manor, Forest Park, Forest Villas, Fountain Oak, Fox Hollow, Fox Meadow, Fox Run Estates, French Estates, Ft Gates, Ft King Acres, Ft King Forest, Ft King Heights, Golden Acres, Golden Glen, Golden Hills, Golden Meadow Farms, Golden Ocala, Golf Park, Golfview, Golfview Add, Green Meadows, Greenbriar, Greenwood, Gulf Park, Halfmoon, Handy Hill, Hawks, Hawks Landing, Hawks Point, Hazel Gardens, Heritage Hills, Hickory Hills, Hickory Hollow, Hickory Oaks, Hidden Acres, Hidden Estates, Hidden Lake, Hidden Oaks, Hidden Village, High View, Highpointe, Hilldale, Hills Ocala, Hillside Acres, Horseback Ridge, Hunters haven, Hunters Ridge, Hunters Trace, Huntington, Indian Pine, Indian Trails, Kay Oakcrest, Kay Shady Acres, King Grove, Kingsland, Kozick, Lacasta Estates, Lake Bonable, Lake Diamond, Lake Dimple, Lake Eaton, Lake Fay, Lake Forest, Lake George, Lake Kerr, Lake Kerr Key, Lake Louise, Lake Lynn, Lake Meadows, Lake Weir, Laurel Run, Laurel Wood, Lemonwood, Leonardo Estates, Little Lake Kerr, Little Lake Weir, Live Oak, Long Lake, Long Meadows, Magnolia, Magnolia Farms, Magnolia Haven, Majestic Oaks, Maplewood, Marco Polo Village,McAteer Acres, McIntosh, Meadow, Meadow Acres, Meadow Ridge, Meadow Wood, Meadow Wood Farms, Montague, New Haven, Newchance Farm, New Chance Farm, Nicholas Acres, Nicholas Estate, Northwood, Oak, Oak Cove, Oak Creek, Oak Hammock, Oak Hill, Oak Manor, Oak Manor, Oak Meadow, Oak Park, Oak Ridge, Oak Run, Oak Trail, Oakcrest, Ocala, Ocala Acres, Ocala Downs, Ocala Estates, Ocala Golf & Country Club, Ocala Highland, Ocala Oaks, Ocala Palms, Ocala Park Estates, Ocala Park Ranch, Ocala Square, Ocala Thoroughbred, Ocala Waterway, Ocklawaha Heights, Ocklawaha Park, Orange Blossom Garden, Orange Blossom Hills, Oronoque, Osceola Estates, Osceola Hills, Paddock, Paddock Downs, Paddock Village, Paddock Oaks, Paddock Park, Paddock Park Estates, Paddock Villas, Palm Cay, Palm, Palm Terrace, Park East, Park Place, Pearl Britain, Pecan, Pedro Ranches, Pepper, Pepperhill Farm, Peppertree, Pidgeon Park, Pine, Pine Acres, Pine Haven, Pine Hill Acres, Pine Island, Pine Manor, Pine Oaks, Pine Ridge, Pine Run, Pine Run Estates, Pinecrest, Plantation, Plantation Estates, Pleasant, Pleasant Acres, Pleasant Manor, Quail Creek, Quail Haven, Quail Hollow, Quail Lake, Quail Meadow, Quail Ridge, Quail Run, Reddick, Reddick Circle, Redding Circle, Redding Ranches, Regal Woods, Remington Oak, Ridge Manor, Ridge Meadows, Ridgewood Farms, Ridgewood Park, Rivendel, Robinwood, Rolling Acres, Rolling Hills, Rolling Oaks, Rolling Ranches Estates, Romeo, Saddle Hill, Salt Springs, Sanctuary, Sandhill Estate, Sandy Acres, Scroggie Acres, Shadow Wood, Shady, Shady Grove, Shady Hills, Shady Pine, Shady Road, Shady Wood, Sherman Oaks, Sherwood Forest, Silver Acres, Silver Creek, Silver Crest, Silver Hill, Silver Lake, Silver Meadows, Silver Oaks, Silver Palm, Silver Pines, Silver Ranch, Sleepy Hollow, Silver Spring, Silver Springs, Silver Springs Shores, Smith Lake, South Hammock, South Oak, South Point, Southgate, Southwind, Southwood, Spaulding, Spring Highland, Spring Hill, Spruce Creek, Golf and Country Club Starting Gate, Stone, Stone Hill, Stone Oaks, Stone Crest, Stonegate, Stoneridge, Stonewood, Sugar Hill, Sugar Plum, Summerdale, Summerfield Farms, Summerton, Summit, Sun Country, Sun Tree, Sun Valley, Suncrest, Sunland Estates, Sunview Manor, Tall Pines, The Cedars, The Fountains, The Hammock, The Marquesas, The Meadows, The Villages, Tillison, Lakes Manor, Turner Park, Turning Hawk, Turning Point, Twin Lakes, Underwood, Villa Park, Village, Villages, Villas of Belleview, Virginia Square, Virginia Terrace, Virmillion, Vonn Addition, Waldo Place, Walnut Creek, Wedgewood Estates, West Wind Trails, Westbury, Westgate, Westwood, Whisper Crest, Whisper Knoll, Whispering Acres, Whispering Pines, White Oak Village, Windemere Glen, Windgate Esates,Windstream, Wineberry, Winners Circle, Winners Turf, Winterwoods, Wonderland, Wood Oaks, Wood Ridge, Woodberry, Wooded Acres, Woodfields, Woodhaven, Woodland Villages, Wood Land, Woodmar, Woods & Lakes, Woods & Meadows, Woods Lakes Ranches, Woodwinds, Wright Heights, Wyomina, Wyomina Crest, York, York Hammock, York Hill
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